Ford Monthly Payment Calculator


Payment Details

Estimated Amount Financed:


Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. Price excludes $358.03 documentation fee. While great effort is made to ensure the accuracy of the information/imagery on this site, errors do occur so please verify information/imagery with a customer service rep. With approved credit. Terms may vary.

***Price may not include accessories such as bed-liners and side steps.

Have a set overall budget for your next vehicle, but need assistance determining what you can afford within that framework? The Ford car payment calculator at Sam Leman Ford is exactly what you need to make the right buying decisions. Whether you hope to buy or lease a brand-new Ford or finance a used vehicle, our car payment payoff calculator will calculate your monthly auto payments with ease, so you can hit the roads of Normal and Decatur with ultimate peace of mind. For all your Ford financing needs, rely on the experts at Sam Leman Ford!

How to Calculate Monthly Payments on a Car Loan

Our Ford car payment calculator provides car shoppers from Champaign and beyond with options to customize their payments based on several factors. You’ll need to provide the following information:

  • Vehicle Price – If there is a vehicle within our new or used inventory that meets your needs, enter the value listed as a starting point.
  • Interest RateGet pre-approved for financing online so you have a sense of what your interest rate might be. Remember, this depends on your credit history.
  • Loan or Lease Term – This represents how long you intend your lease to be, or how many months you will work toward paying off your loan.
  • Down Payment – How much do you plan to pay upfront, if anything? This amount is subtracted from the vehicle price to reduce the loan amount.
  • Trade-In Value – Do you have a car that you’re currently driving around Bloomington that you intend to get rid of? If so, use our Value Your Trade tool to determine how much your car is worth. Then, enter this amount in the corresponding field to offset the vehicle price even more.

When you’re ready, submit the above information to receive your estimated monthly payments. The box below the car payment payoff calculator will populate with your results. Using our Ford finance calculator is that simple! If your first attempt doesn’t meet your budget requirements, continue to customize these categories until you reach a monthly payment that works for you.

Take Advantage of Our Ford Finance Calculator Today

Now that you know how to calculate monthly payments on a car loan with our convenient Ford finance calculator, you’re ready to find your dream vehicle at a price you can afford. Have any questions? Don’t hesitate to contact us!