Are Extended Warranties Worth It?

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If you’re buying a brand-new Ford or a used Ford model, then chances are you know of the Ford warranty benefits, but what about extended warranties? Are extended warranties worth it? There’s no one-size-fits-all answer here — it depends on your Bloomington driving habits and financial situation — but overall, extended warranties are a smart choice for Decatur drivers who plan to drive their vehicles for many years to come. You may find that the extra coverage just might come in handy. 

For now, the financial experts at Sam Leman Ford will explain exactly what an extended warranty is, how it works, and what it covers.

What is an Extended Warranty?

Put simply, an extended warranty is coverage available in addition to the warranty that is included with your vehicle.

  • Some extended warranties exist to offer protection beyond the scope of a typical warranty.
  • Other extended warranties are designed to take over when your manufacturer warranty expires.

Take the Ford Protect Extended Service Plans as an example: drivers have a range of packages to choose from, each of which covers specific components and features. There’s also an optional Ford Protect Maintenance Plan. 

Should I Buy Extended Warranties?

Asking yourself “Should I buy extended warranties?” We can help you make that decision:

  • If you’re buying a new vehicle: How long do you plan to keep the vehicle? If you think you might trade in your car for a newer model before its warranty is up, you may not ever see the benefits of an extended warranty. If you plan to keep your vehicle past the expiration of its warranty, purchasing an extended warranty is a smart choice to protect your future self against unexpected expenses.
  • If you’re buying a used vehicle: Warranty options are often limited on used vehicles. If you’re planning to hold onto it for just a few years, available warranty choices could pay off significantly. If you have money saved up for unexpected car repairs, you might be able to justify not adding on warranty coverage, but if you don’t have that emergency fund, a warranty can be rolled into your auto loan and keep you from unexpected repair bills.
  • If you’re worried about repair costs: Whether you’re buying new or used, an extended warranty offers something beyond protection for your vehicle: it offers peace of mind and an extra safety net around Champaign.
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Discuss Your Warranty Options at Sam Leman Ford!

Get in touch with Sam Leman Ford to discuss your various warranty options! Our team is also here to help with any additional advice you may need related to the car-buying process. We look forward to working with you!

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